NEW - FROM 4.7% EFFECTIVE INTEREST RATE*

bob credit - your private loan

Calculate your desired loan

CHF 3 000
6 months

More security! Protect yourself against credit default risks now. Find out more.

Your monthly rate *

From
179.10

Including insurance: 10.10

To
181.55

Including insurance: 10.25

All figures in CHF

* The interest rate that applies to you depends on your creditworthiness as a borrower. We determine this together with the effective interest costs based on your detailed information in the loan application. After the creditworthiness check has been carried out, we will inform you of our loan offer by email.

Your benefits with bob credit

  • Low rates

    From 4,7% effective interest rate

  • Fully online

    Application process

  • In person or by telephone

    We are here for you

  • Everything at a glance

    By accessing customer portal

Requirements for a personal loan with bob

The following requirements must be fulfilled, so that your consumer credit application can be approved:

  • Private person between 18 and 64 years
  • Permanent employment
  • Private email address and mobile phone number
  • Swiss residence
  • Swiss bank account

In addition, you should have a good credit rating and no open debt enforcements.

Questions and answers

At bob Finance you can apply for a personal loan between CHF 3,000 and CHF 80,000. The actually approved amount depends on your creditworthiness and the statutory creditworthiness assessment.

The effective annual interest rate at bob Finance is between 4.7% and 9.9%. The exact interest rate is determined individually and based on creditworthiness for each applicant.

The term can be chosen between 6 and 120 months. This allows the monthly installment to be individually tailored to your budget.

No. bob Finance does not currently offer a payment pause. If you have questions about your existing loan, please contact our customer service: online form on bob.ch, csc@bob.ch, or +41 44 244 25 00.

bob.ch is fully available in four languages: German (bob.ch/de), French (bob.ch/fr), Italian (bob.ch/it), and English (bob.ch/en). The loan application can be submitted online in all four languages.