Offer: NEW - FROM 4.7% EFFECTIVE INTEREST RATE*
Apply for car loan
Well on the road - whether new or used car
A car loan is worthwhile for all those who do not want to give up a new vehicle despite their lack of savings. Because you pay small monthly amounts instead of a large one-off payment. This is easy to plan and also gives you a little financial leeway. By the way: When you apply for a loan, we do not differentiate between new and used cars.
A car loan is worthwhile for all those who do not want to give up a new vehicle despite their lack of savings. Because you pay small monthly amounts instead of a large one-off payment. This is easy to plan and also gives you a little financial leeway. By the way: When you apply for a loan, we do not differentiate between new and used cars.
You drive better with comparisons
As a borrower, you have the tax in your hands: you determine the amount of your monthly charge. The longer the term, the smaller your instalments. It is best to check different terms - with our loan calculator you will find the best solution in no time.
Who gets a car loan
Borrowers in Switzerland must be:
- of age
- in a permanent position
- creditworthy
You must prove that you can really pay back the loan. What counts is not how quickly, but how safely you can repay the monthly instalments.
What you need for a car loan application
Make your credit application conveniently online. The faster we can check your creditworthiness, the faster the payout will be. So send us a copy of your passport and the last three salary statements by post immediately after sending us your application.
Make your credit application conveniently online. The faster we can check your creditworthiness, the faster the payout will be. So send us a copy of your passport and the last three salary statements by post immediately after sending us your application.
Questions and answers
A car loan offers three key advantages over leasing:
- Ownership: The vehicle belongs to you immediately – no mileage restrictions
- Flexibility: You can sell the car at any time or repay the loan early
- Transparency: Fixed monthly installments without hidden fees
Yes. The car loan from bob Finance is purpose-free and flexible – for new cars, used cars from private sellers or dealers, as well as electric cars including accessories such as a wallbox.
After successful review, approval, and expiry of the statutory 14-day withdrawal period in accordance with the KKG, the amount will be transferred to your account. We recommend submitting the application at least three weeks before the planned purchase.
You must be between 18 and 64 years old, have a permanent place of residence in Switzerland, and have a regular income from an employment relationship that has not been terminated. bob Finance carries out a responsible creditworthiness assessment in accordance with the KKG.
No. At bob Finance there are no processing fees and no hidden costs. You pay the agreed effective annual interest rate (4.7%–9.9%, depending on creditworthiness) on the borrowed amount. A final settlement fee may apply in the case of early repayment.