Offer: NEW - FROM 4.7% EFFECTIVE INTEREST RATE*
Would you like more financial flexibility? With us, you can easily adjust your existing bob credit to your current situation. To process your request, we need your last three pay slips.
Your four advantages
Attractive conditions
With loan sums of up to CHF 80,000, there’s real scope for increasing your existing instalment loan. Thanks to fairly calculated rates, it's easy to boost your loan even during the repayment phase – making it easier for you to pay it back.
Simple online processing
bob only issues loans via the internet: thanks to e-signing and online verification of your personal details, we can process everything swiftly and securely, from your loan application through to the payout. There’s no need to worry that you’ll end up stuck with long waiting periods and unnecessary formalities.
No hidden costs
You will receive an easily understandable offer that’s been calculated fairly. There’s no small print with us – and no hidden costs or fees, either. If you're looking for a loan increase or other loans, you can rely on absolute security with a trustworthy partner.
Flexible offers
Want to increase your loan by just a small amount – say, CHF 3,000? Looking for a term of between six and 120 months? As a flexible loan partner, bob offers an array of financing options that will fit both your preferences and your loan rating perfectly.
Questions and answers
Increasing your credit at bob Finance is simple and done entirely online. You fill out the top-up form here, upload your last three payslips, and submit the application. bob Finance will review your request promptly and inform you of the decision by email.
You can top up your existing personal loan to a total amount of up to CHF 80,000. The maximum increase depends on your individual creditworthiness, your current financial situation, and the statutory creditworthiness assessment in accordance with the Consumer Credit Act (KKG).
For the review of your credit increase, bob Finance requires the following documents:
- Copies of your last three payslips
- Information on any significant financial changes (e.g. change of employer, marital status)
- Optional: payslips of your spouse
With a credit increase, bob Finance will provide you with a newly and transparently calculated offer. The effective annual interest rate will be recalculated based on your creditworthiness. There are no hidden fees. The monthly installment may change due to a higher loan amount and a longer term.
A renewed credit check is required by law and serves to protect against over-indebtedness (Art. 3 UCA). bob Finance ensures that the monthly repayment remains sustainably within your budget even after the increase.