NEW - FROM 4.7% EFFECTIVE INTEREST RATE*

Credit for vocational training

Apply for a continuing education loan now

CHF 3 000
6 months

More security! Protect yourself against credit default risks now. Find out more.

Your monthly rate *

From
179.10

Including insurance: 10.10

To
181.55

Including insurance: 10.25

All figures in CHF

* The interest rate that applies to you depends on your creditworthiness as a borrower. We determine this together with the effective interest costs based on your detailed information in the loan application. After the creditworthiness check has been carried out, we will inform you of our loan offer by email.

An education loan makes school

The terms and conditions for a training or student loan sometimes differ greatly from one another. Compare different offers to find the best financing. You will receive the loan as a one-off payment.

Plan your credit in time

Take care of your student or training loan early on. The processing time varies depending on the company. If your loan application is rejected, you will also have enough time to look for other offers.

Take care of your student or training loan early on. The processing time varies depending on the company. If your loan application is rejected, you will also have enough time to look for other offers.

How to apply for a student loan from bob

Make your credit application conveniently using the online form. You will then receive a provisional credit decision. If there are only a few places left in your degree programme, you can register quickly.

You will also need

  • Copy of passport
  • Proof of the planned educational project
  • Details of your current financial situation and copies of the last three salary statements

The final credit decision will be made once you have submitted all the necessary documents.

Valuable tips for a loan for continuing education

Lenders also offer loans for continuing vocational training. There are alternatives here: many employers support their employees, and separate continuing education institutes offer financing. However, employers require you to commit yourself to the company for the long term, and the continuing education institutes often specify instalments and payment dates.

If you want to remain free because the new qualification means a career boost on the labour market, you will benefit from the continuing education loan: This way you remain independent - and you determine the amount of the instalments individually. You can finance your continuing education with a one-off payment or monthly instalments as you wish.

Repayment of the loan

Repayment starts from the first month. The longer the term, the lower the monthly instalments. For the lender, affordability is the deciding factor. An education loan is only granted if the loan amount does not exceed your personal possibilities (rule of thumb: you must be able to pay off the education loan within three years).

Questions and answers

With a personal loan from bob Finance, you start your qualification right away instead of saving for years. Often the career boost after further education leads to a higher income with which the loan can be comfortably repaid. In addition, your savings remain untouched as a reserve.

The loan is not tied to a specific purpose and can be used for all costs:

  • Semester and course fees (HF, UAS, university, MBA)
  • Teaching materials and technical equipment (e.g. laptop)
  • Examination fees and certification costs
  • Living expenses during reduced working hours

Yes. Interest on a personal loan can be deducted from taxable income in Switzerland in the tax return. bob Finance issues you a free annual interest certificate annually. Whether further education costs themselves are deductible depends on the canton and the type of training.

Yes. You choose the term and thus the amount of the monthly installment so that it also fits your budget even with a potentially reduced workload. Early repayment is possible at any time; a final settlement fee may apply.

For a loan approval you must be between 18 and 64 years old, have your place of residence in Switzerland, and have a regular income. bob Finance assesses creditworthiness individually in accordance with the KKG.